Send money
Send money home in minutes, not days
Cash out USDC or USDT to a bank account, wallet, or cash pickup across 100+ countries over local payment rails. Most transfers settle in about ten minutes, with low fees you can see before you confirm.
How sending money works
- 1
Choose where the money goes
Pick a destination country and amount. Moneva shows you the live payout rate, the network and conversion steps your transfer will take, and the exact fee, all before you confirm anything.
- 2
Approve it yourself
Authorize the transfer straight from your self-custodial wallet with a passkey or biometrics. Moneva is software, not a custodian, so only you can move your funds.
- 3
Local rails do the conversion
Licensed payment partners convert your stablecoins and route the payout over the right local rail for that corridor, whether the recipient is collecting to a bank account or a wallet.
- 4
Track it the whole way
Follow every step in the open, from conversion to network to delivery. Funds typically land within minutes, and you always know exactly where the transfer is.
FAQ
You can send to recipients in 100+ countries, with payouts to local bank accounts, wallets, and cash pickup depending on the corridor. When you pick a destination, Moneva shows the payout methods available for that country before you confirm. Coverage and rails expand over time as more local partners come online.
Most transfers settle in about ten minutes. Exact timing depends on the destination corridor, the recipient's bank or wallet, and local rail hours. Moneva shows the expected delivery time for your corridor up front, and you can track conversion, network, and delivery in real time.
Yes. Before you confirm, Moneva shows the live payout rate, every conversion and network step, and the exact fee for that transfer. The rate and fee come from the licensed payment partners that handle the corridor. There are no surprise charges added after you confirm.
International payouts run through licensed payment partners, and those partners may require identity verification to meet their regulatory obligations. When that applies, Moneva guides you through a one-time check with a licensed identity-verification partner. Holding and moving funds inside your own self-custodial wallet does not require this.
Once you authorize a transfer, the on-chain conversion and payout are designed to be final, so treat each send like cash and double-check the destination details first. Moneva is self-custodial software and cannot reverse, freeze, or claw back a confirmed transfer. The licensed payment partners handling the local payout may, in line with their own legal obligations, hold or decline a payout where required.
No. Moneva is self-custodial software, not a bank or a custodian. Your stablecoins stay in your own wallet until you approve a transfer. At that point the licensed payment partner converts and delivers the payout. Moneva never takes custody of your funds.