Save, spend, send, and invest in seconds, anywhere in the world, from a single app you alone control.
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Personal USD, EUR, GBP, and Naira account details in minutes.
Personal USD, EUR, GBP, and Naira account details in minutes.
Send to a bank, wallet, or cash in 100+ countries, settled in minutes.
Scan to pay locally across Latin America, settled in stablecoins.
Trade calls and puts on-chain, straight from your wallet.
Go long or short with leverage, on-chain from your self-custodial wallet.
See what actually lands when you send money abroad. Pick a country and an amount, and watch Moneva go toe-to-toe with the best apps while leaving the banks behind, settled in about ten minutes.
Verifiable statements, a tag that gets you paid, and a full breakdown of every transaction.
Export a full account statement as a PDF, CSV, or HTML file. Each is SHA-256 hashed and dual-signed with EIP-712, so anyone can upload it and verify it's authentic.
One Moneva tag, linked to every wallet address you own. Moneva users just pay the tag, no long addresses to copy or remember.
Follow each transfer step by step: conversion, network, and payout, with live status and fees.
Sign in with your Apple or Google account, secured by a passkey. Keep full control of your funds in your own smart account.
24,593MPEarn Moneva points on everything you do, from sending to staking and investing. Invite friends and earn even more.
Put idle balances to work and earn automatically. Withdraw any time, no lockups.
Moneva is a self-custodial neobank built on stablecoin rails. You get the familiar account, payments and transfer features you expect, but you always hold your own funds, with no bank sitting in the middle.
You do. Your funds live in a smart-account wallet that only you can authorize, secured by a passkey on your device. Moneva can never move, freeze, or access your money without you.
No. Connect with your Apple or Google account, create a passkey, and your secure account is set up for you in the background, with no seed phrases to write down and no chains or gas to think about. It works like the banking app you already know.
Yes. Send to bank accounts in 100+ countries, settled in about ten minutes and converted at rates close to the mid-market.
Your USD, EUR, GBP and Naira details let you receive money like a local. What arrives is converted into USDC, a fully backed dollar stablecoin that you hold yourself, so your balance stays stable and can move instantly, anywhere. Which local account details you can open depends on your residency, and we add more currencies and corridors as we expand.
Your money is safe. There is no seed phrase to lose, and your funds never sit on the device, they live in a smart-contract account that only you control. Sign back in with your passkey, or your linked login, on a new phone to restore access, and you can register the new device as a signer. An optional recovery method means you can get back in even if your phone is lost.
Your funds are yours, not ours. They sit in your own smart-account wallet on public rails, so unlike money held by an exchange or a bank, they cannot disappear if Moneva does. You keep full control either way.
Moneva can never freeze, move, or seize your funds. Only you can authorize a transaction with your passkey, and your balance lives in a wallet that only you control.
No hidden fees. You see the exact cost of every conversion, transfer and payout before you confirm, and our FX sits close to the mid-market rate.
Not to get started. You can create your account and hold funds with just your Apple or Google sign-in and a passkey, with no ID check up front. A quick identity check is only needed when you send money internationally or open virtual currency-account details, and it is handled securely by our licensed partners.
